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Healthcare

November 2nd, 2018 at 02:43 am

I have an indemnity plan through subbing that covers the ACA. It is mainly a preventative care program and covers very nominal amounts for a hospital stay or surgery ($300/$500 per day respectively). I have been looking into health sharing ministries for additional coverage. I found chministiries.org and am thinking of adding the Bronze level for $45 per month. This would cover inpatient and outpatient hospital care up to $125k after my out of pocket cost of $5k (which can be reduced if I negotiate discounts).

Thoughts?

1 Responses to “Healthcare”

  1. PatientSaver Says:

    I don't like those indemnity plans; they don't really seem like legitimate health insurance since as you said, they just cover fixed amounts, which probably would be insufficient in most cases.

    I was on the healthcare exchange this year, and will be switching plans (same insurer) for next year, as the plan I'm on now will increase by over $200 a month. So much for average price drops...not for me, anyway.

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