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Please check your auto policy-Mine may have saved me big today!

October 20th, 2014 at 08:54 am

My car has had a few weird issues lately. The key was periodically getting stuck in the accessory position a couple of weeks ago. I made an appointment to get it looked at, but ultimately cancelled. I switched to my spare key and it started working fine.

Today I started the car with no issues. I pulled into the next apartment building to check my mail. I turned off the car because my mailbox key is on my chain. I get the mail, go back out and the car won't start. I called the dealer and they don't think it is the battery because it started so readily the first time. They won't know until they look at it.

First and foremost, I have towing through Geico so I am all set there. But, what I wanted to point out is I also have a not well-known piece of coverage: mechanical breakdown insurance. Even if my transmission or engine went (which of course won't be the issue, but wanted to point out expensive issues) it is covered. I only have to pay my $250 deductible. I know in the past when I shopped insurance not every company had this. All I can tell you is through Geico, the car has to be purchased new or if used, have 15k or less on it. This coverage costs me $3 a month. This is exactly why I won't shop for another insurance company.

I am happy with Geico anyhow. I pay $78 a month for full coverage on two cars. Since it broke down one building over, I am not having it towed until my husband gets home so I am not stuck sitting at the dealer all day. I am stuck at home, but I can deal with that. I will let you all know how it works out. My main point was to let you all know to check your policies and to know this is available.

1 Responses to “Please check your auto policy-Mine may have saved me big today!”

  1. Laura S. Says:

    Also, I asked how much my policy would increase due to this claim. I was told it won't affect it. Time will tell, but I still think this coverage is worth it no matter what!

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