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Archive for March, 2016

Pleasant Surprise

March 31st, 2016 at 09:25 pm

Where I am teaching, we are paid monthly. As I said when I took over this position, I expected to get the regular day to day sub pay initially. I thought at day 61 was when I would get retroactive pay. However, when I opened my check today, it was about $800 more than I expected. Apparently since they hired me for the position for the remainder of the year, I get regular teacher pay from day one!

This will help me pay off my dad's loan a lot quicker. I owe him $2500. I will probably have the tax return sometime this month to pay off the remainder. After that I will be beefing up the savings account.

Latest Update

March 23rd, 2016 at 04:32 pm

I am on Spring Break. It is a much needed break. I was sick for two weeks. I probably would have recovered faster if I had been able to rest, but that was impossible with three jobs. I also would have reset my subbing to day one if had missed a day. This would have been a loss of several hundred dollars. Anyhow, I made it through. This week is just the editing and a few mystery shops.

I made a tough, but necessary decision. I sold the car I bought in June. My other car is paid off next month. I will have no payments. This means one car for awhile, but financially it was a wise decision. I didn't lose as much as I thought I would. My tax return will cover the loss. I have a large one due to the move last year. My dad gave me a loan until the tax return comes in so I could go ahead with the sale. I still want to kick myself for buying the car in the first place.

I am reworking a new budget. I keep tweaking it, but need to finalize it and stick to it.

As far as long term decisions, I am seriously considering a tiny house. There are several pros and cons, but sooner than later I will have an empty nest. It is so enticing to think I could save up and pay cash. No rent or mortgage is enticing! Also, I don't have a lot of stuff, so size wise it is doable.

On the marriage front, it is more or less over. I have not seen positive changes. As a matter of fact, DH drinks at night. He is harmless and never drives, but it is not good for someone who is depressed and a waste of money for someone who earns so little. I can't get past the guilt factor of where he will end up. But honestly, I can't live with him just because I feel guilty. He won't seek professional help and thinks the world is against him. He has alienated his entire family and only his son is on speaking terms with him at this point. I have decided with my large June paycheck, I will hand him some cash for moving expenses. Now it is a matter of mustering up the courage for the big talk about it. We own nothing together and have no kids together, so the paperwork should be easy.

As you can see, my thoughts are all over the place these days. On a positive note, I have kept up with the personal goals on my sidebar for the most part. The grocery goals has not been met. There have been less grocery mystery shops available and I can't take as many with teaching.