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Archive for January, 2015

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January 21st, 2015 at 01:40 pm

I haven't posted in awhile. Life has been discombobulated. I need to get on track and focus.

I took a quick, unexpected trip to MI for New Year's because my mom had a mild stroke. She is doing well now. Financially speaking, the entire trip cost me $100 out of pocket. I think I posted I had a $100 credit from Southwest and my daughter's boyfriend's mom gave me rental car certificates (travel agent).

The big news is I am closing my tutoring office. I won't say it was unsuccessful. The issue is getting parents to put education first. Many cancellations cost me a lot of revenue. I was too small to push for the collections. It would have just cost me more. All of that and it is hard to keep a math tutor. They want several hours per week guaranteed and that isn't going to happen at a small tutoring center. So, I voluntarily am closing up shop and keeping on a few students who I will tutor at the library. The good thing is that will be pure profit (after taking out taxes). I will up my game with mystery shopping and hope to do it full time. Not many can, but those who do it, do pretty well.

I registered our two cars Monday. I had budgeted $300 for the inspections, oil changes, and two tires on hubby's car (that even left around $50 for any additional minor repair). I ended up spending $842. He needed four tires and a replacement license plate bulb. I needed rear brakes. I am upset about this because I just put a starter and battery in my car a couple months ago. The dealer should have said something about the brakes when they did their "inspection". I would have planned accordingly. It's also disappointing my car alone has cost me $900 in the last few months. It is not very old. I suppose I need to raise my savings this year for car expenses.

Hope all is well with everyone. I have been reading updates here and there. I have made it a priority to catch up with posts here over the next few days.