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Archive for December, 2017


December 28th, 2017 at 04:11 am

I said in the past that I wondered if I could eat on mystery shopping alone (if I lived alone). My son leaves for the service next week. I am going to try this challenge to a point in January. However, I am also spending January catching back up financially, so I cannot afford a lot of output as far as restaurants go. Therefore, I am going to try to spend no more than $15 per week (I know groceries go a lot further than restaurants) out of pocket and fill the remainder with Kroger shops. If it goes well, I will try it without any cash out of pocket in February.

I will be able to set better goals after January. I have a local voluntary (any agreement would be legally binding) resolution center working on getting me payment from tutoring. At this point, I am still owed $544.77.

I will have lower pay from subbing in January because of the Christmas break. However, I did some renegotiation with editing, and my income will increase with them in January. I also got my yearly raise (20 cents per edit). I also figured mystery shopping on the low end for January. Many companies renegotiate contracts and don't have as much work in January. However, the availability of work usually increases quite a bit by February.

My family still waivers back and forth on what to do about my grandma, so I am not counting on any income from that at all right now. My son and I are heading to visit this afternoon or tomorrow morning for two days, so he can visit before leaving for the service. Hopefully, I will get an update on that.

So for January, I will still squeak by but come February be able to save regularly and set better goals for the year.

Holiday Bonus Etc.

December 15th, 2017 at 02:54 am

Still no payment from tutoring. He sent an email saying the money would be in my account this past Monday. It was not. He sent another yesterday saying he meant this coming Monday. By then my November payment is due. I have not received any payments since November 20th and that was for a September payment that was over two weeks late. I will let you know if it shows up on Monday. If it does not, I am proceeding with legal action. The first half of October payment was due November 18th and the second half was due December 3rd.

I got my check from editing and had a much welcomed $100 holiday bonus. I am going to pick up my nephew a pair of pajamas for Christmas. I always get him a gift but was not going to spend on anyone but the grandkids this year (that total was $18 after Amazon credit).

That being said, my parents and my sons, daughter in law and grandkids (and possibly my brother and nephew) are celebrating at my house on the 23rd. My dad offered to order pizza. However, I said I would really like to make food for them. I have been picking up items with Kroger mystery shops, so it really does not cost me anything.

There are also negotiations for me to go start taking care of my grandma to help relieve my aunts (weekends) after the first of the year. They will pay me. It is not like I am looking to make money off my grandma. However, my car is 7 years old. The money will be put away for a car fund. I am only going to accept what is absolutely necessary. They realize they would have to pay a service a lot more. I am happy I will get to spend time with my grandma. However, she is not doing well so it is hard. Nonetheless, I would do anything for her.

I will get out this weekend to go to the movies. It will be fully reimbursed, and I will get paid $5 because it is a mystery shop. I keep a rolling mystery shopping kitty so this is not part of my regular budget. I will go see Wonder if it is still out. Otherwise, I guess I will have to see what else is playing.

I desperately need to update my sidebar. Once all upcoming income is finalized, I will do that.

Have a good weekend and stay safe out in the weather and with all the crowds!


December 2nd, 2017 at 06:17 am

I am no longer working the tutoring job. I had to write several emails to get my last half of September payment and received it 17 days late. My first half of October payment was due 14 days ago. The last half is due tomorrow. The owner has quit answering emails. I am sending one more request today letting him know I expect both payments on Monday. If he doesn't comply, I am pursuing payment via a family member who is a lawyer.

This company has been in business for 2005. I checked it out before taking the job. Right before I quit, two of the three managers quit. From what I have figured out, the owner eventually has been paying, but apparently when he feels like it and he will not communicate in the meantime. The two payments total just under $500. After this, I am still owed just over $300 for what I worked in November (that payment is due Dec. 18th).

I am so depressed. I should be in decent financial position by now and I am not. Between this payment issue and starting subbing two months late (I blogged about that fiasco), I am barely treading water. I was so looking forward to the holidays with my family and friends for the first time in years, and now it is just a depressing thought. I spent $18 (after Amazon credit) on gifts for my grandkids. I will not be buying anything else.

I took my dad up on his loan to pay for the necessary items to get my teaching license here in MI. I hope to do the first aid while I am off from subbing over Christmas vacation.

Going forward I will be fine. I am going to do more editing and mystery shopping as well. It is a matter of getting caught up and being able to save some money.

It sucks because there were so many events friends wanted me to attend with them this season and I can't. I was supposed to go to Frankenmuth with my BFF's family this weekend. I was invited to two Christmas parties. The parties are near my parents (100 miles each way) and I can't justify the extra gas. I am only driving where I need to because I have limited savings should I need any car repairs.

Thanks for letting me vent once again! Despite my frustration, I am grateful for the roof over my head and the ability to pay the bills even if I can't save right now!