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Archive for December, 2018

2018 Financial Wins and Fails

December 29th, 2018 at 03:54 am

Here is my list to sum up the year:


-Cash flowed Christmas

-Cash flowed Vegas trip

-Added to the Emergency fund regularly


-Did not put enough in my IRA

-Did not pay off personal loan 2

-Did not use coupons as much as I should have

Sweet End to a Terrible Year

December 28th, 2018 at 05:10 am

Just few days left of the year. Good riddance. I would love to burn the calendar on this one. However, it is ending on a sweet note. My granddaughter was born yesterday morning. This is my daughter's first (and she says last) baby. She was in labor for 31 hours all for it to end in a c-section. Mom and baby E are healthy though.

I can't wait to see the baby in person (daughter is in NC). I got plenty of pics, a video and a video chat yesterday though!


2019 Goals

December 13th, 2018 at 04:32 am

I am working on my 2019 goals. I may end up adding or tweaking, so I am not putting this on the sidebar yet. Here is what I have so far:

1. ) Sugar intake (processed)
Creamer only for sugar 6 days a week (I drink one cup of coffee a day). I am allowing myself one cheat day a week within reason.

2.) Minimum 20 minutes of exercise per day

3.) Read two books a month

4.) Limit Facebook to 15 minutes a day and YouTube to an hour a day (This has replaced some TV time. I watch financial videos for the most part.)

5.) Get rid of 150 items by May 15 (before I move)

6.) Buy an item, get rid of an item

7.) Save $100 per month through May in EF

8.) Add $150 per month to sinking funds

My financial situation will completely change after May. My lease is up at the end of May, and I will move in with my dad. He wants the company, and I would be crazy not to take him up on a $100 rent offer. Also, my grandmother's house is going up for sale on April 1st. At some point, I know I am getting some money. I just don't know how that is going to be distributed or how much. I will write up a more solid financial goal for the second half of the year when I have more info.

Christmas Shopping and Raises

December 4th, 2018 at 02:57 am

I am done Christmas shopping. I didn't have much to do since I did the Toys R Us haul this summer for the kids. I bought Alexa and a Fire Stick combo for my dad (my son is splitting this with me) and ornaments for my kids. We don't really do gifts for the adults generally, but I cheated a bit.

My bff does a LOT for me, so I wanted to do a gift for her family. I went to the local farmer's type market here (It is HUGE and has everything you can think of including a very large beer and wine selection). I got $40 worth of stuff (German beer and hard cider, cookies, salsa, bbq sauce) and put it in a wastebasket. Yes, a wastebasket. My bff loves A Christmas Story and I saw a leg lamp wastebasket, so I got it. I also included A Christmas Story Fudge in the basket.

All in all, I am not much into the holidays this year with my mom and grandma gone, but I am doing my best for the grandkids sake.

Other news on the financial front: I got a 4% raise for editing (yearly raise). I also just found out starting tomorrow the district I sub in the most raised the pay by $25 a day! That being said, the pay was pretty low before for regular day-to-day subbing. It is now a good rate (after all they require a degree).